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Tackling Poverty in Scotland

Let’s make it history Even before coronavirus, around a million people in Scotland were reported to be living in poverty. According to an up-to-date independent report by the Joseph Rowntree Foundation last year, poverty is still rife across the country. Moreover, the Trade Union Congress has found that one in five kids of Scots key workers are among […]

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Spring Clean Your Finances

Improve your finances with a financial health check Spring has sprung, the sun is shining. There’s no better time to spring clean your finances. Here, we’re sharing 10 tips to improve your finances. Also, at East Dunbartonshire Citizens Advice Bureau, you can speak to the Money Talk Team for free. So let’s get your finances […]

A man in glasses sits with his mobile phone and a credit card making an online purchase

Mastercard credit card fees

Do you use Mastercard credit cards? Mastercard has warned that its credit card fees may rise by the end of 2021 for online purchases from the EU.

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A couple agreeing finance on a new car

Ways to Finance a Car

Buying a car is a big deal. It’s a lot of money for one purchase, but for many, owning a car is vital for them to get to work, pick up the children or just to get out and enjoy Scotland. But even if you have the cash to hand, is that the best way to finance a car? Or should you take out a loan and, if so, from where?

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A father showing his son how to budget
an elderly couple getting financial help

Coronavirus and Payment Holidays

The Coronavirus pandemic has hit everyone financially. In order to release the strain slightly, payment holidays from paying rent and mortgages have been made more readily available.  Payment holidays are agreements you make with whoever you pay your mortgage or rent to. It means you don’t have to pay anything for up to a few […]

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A worried couple looking at their finances

Nearly one third of people in Scotland worried about household finances

Financial difficulty due to Coronavirus Many people in East Dunbartonshire who may be experiencing financial difficulty as a result of the Coronavirus outbreak. We can offer help on what to do next. Research was recently commissioned by the Scottish Government in partnership with YouGov. Nearly a third of people across Scotland have already felt the […]

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How to Enjoy Half Term Holidays on a Budget

Half term holidays in Scotland are a great chance for your children to relax and enjoy some time off from studying and homework. However finding things to do can be expensive, and before you know it, costs have ratcheted up and your savings have dropped down.  Here’s how can you keep costs down whilst entertaining […]

A man in a seasonal jumper struggles with debt at Christmas

6 Tips To Avoid Christmas Debt

Christmas debt is a serious problem in the UK. A third of people in Britain borrow money each year to buy Christmas presents. This is nearly 17 million people. 2.3 million people will miss a regular payment of rent, electricity or another vital service in order to pay for Christmas.  Debt problems are made worse […]

A woman looks at her phone after being the victim of an HMRC phone scam

How to Avoid HMRC Phone Scams

Being Aware of HMRC phone scams Most people are well aware of the dangers posed by scammers online. These include bogus websites, hacked email accounts and even fake Facebook accounts. What is just as important to be aware of is the rising prevalence of phone scams. These can affect everyone who uses mobiles or landlines. One […]

A young family are delighted to find affordable housing in Scotland

Affordable Housing in Scotland

Ensuring Access to Affordable Housing in Scotland Citizen’s Advice Scotland (CAS) recently input into discussions around affordable housing in Scotland. We responded to the consultation on the proposed Fair Rents (Scotland) Bill. The Bill was a “…proposal to protect private sector tenants by introducing measures to limit rent increases and to increase the availability of information […]

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A worried couple looking at their finances

Appealing a Benefits Decision

Once you have made a claim for benefits, it can be an anxious wait until you hear the result. Sometimes, it isn’t what you hoped for. You might be unhappy at the decision that’s been made. If this is the case, then you should consider making a mandatory reconsideration appeal. What is a mandatory reconsideration? […]

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How to protect yourself from online scams

Staying safe and secure when surfing the web Going online to buy shopping, play games and do research is commonplace today, but increasingly we need to be careful of online scams. Fraudsters around the world send 14.5 billion spam emails every day. This article will tell you how to stay safe, and what to look […]

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Setting up Power of Attorney in Scotland

Guide to setting up a power of attorney You’ve probably heard the words ‘power of attorney’ and immediately dismissed it as something your 84-year-old grandma needs. That’s just not true though! Power of attorney (known also as a lasting power of attorney) is something everyone should have, particularly if you’re married or living with a […]

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Applying for Universal Credit Scotland

Universal Credit – What you need to know Changes to benefits now mean that Job Seekers Allowance, Housing Benefit and other benefits have been replaced by universal credit. Although this is supposed to make your life simpler, checking your universal credit eligibility and applying can be a bit confusing. That’s where the Citizens Advice Bureau […]

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What to do if you’re in Debt

Dealing with Debt Finding yourself in debt is a very stressful experience, which might make you want to bury your head in the sand. But, acknowledging there’s a problem and getting help is the first step on the road to dealing with debt. That’s where the Money Talk Team at the Citizens Advice Bureau come […]

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Will Aid and Will Relief Scotland

Will Aid in Scotland Will Aid is a UK scheme where solicitors provide a free will-writing service in exchange for a donation to charity. A group of partner charities share these vital funds to carry out their work. Will Aid in Scotland, and UK-wide, takes place every November. Will Relief Scotland This is a similar […]