After the excesses of Christmas, it can be hard to re-adjust to normal life again in January. This can often be made worse by demands for money from everything we spent at the end of the year. Dealing with debt is important. If you need someone to talk to and work out ways to help, […]
Half term holidays in Scotland are a great chance for your children to relax and enjoy some time off from studying and homework. However finding things to do can be expensive, and before you know it, costs have ratcheted up and your savings have dropped down. Here’s how can you keep costs down whilst entertaining […]
Christmas debt is a serious problem in the UK. A third of people in Britain borrow money each year to buy Christmas presents. This is nearly 17 million people. 2.3 million people will miss a regular payment of rent, electricity or other vital service in order to pay for Christmas. Debt problems are made worse […]
Being Aware of HMRC phone scams Most people are well aware of the dangers posed by scammers online. These include bogus websites, hacked email accounts and even fake Facebook accounts. What is just as important to be aware of is the rising prevalence of phone scams. These can affect everyone who uses mobiles or landlines. One […]
Ensuring Access to Affordable Housing in Scotland Citizen’s Advice Scotland (CAS) recently input into discussions around affordable housing in Scotland. We responded to the consultation on the proposed Fair Rents (Scotland) Bill. The Bill was a “…proposal to protect private sector tenants by introducing measures to limit rent increases and to increase the availability of information […]
Did you know that you may be eligible for a Carer’s Allowance Supplement? This is an extra payment from the Scottish Government to carers in Scotland. If you are receiving a full or partial Carer’s Allowance payment from the Department of Work and Pensions (DWP), then you may be eligible. If you are a Carer […]
Once you have made a claim for benefits, it can be an anxious wait until you hear the result. Sometimes, it isn’t what you hoped for. You might be unhappy at the decision that’s been made. If this is the case, then you should consider making a mandatory reconsideration appeal. What is a mandatory reconsideration? […]
Staying safe and secure when surfing the web Going online to buy shopping, play games and do research is commonplace today, but increasingly we need to be careful of online scams. Fraudsters around the world send 14.5 billion spam emails every day. This article will tell you how to stay safe, and what to look […]
What is the Best Start Grant and Best Start Foods? Have you overheard friends or family members talking about the Best Start Grant or Best Start Foods? Perhaps you’re wondering exactly what the Best Start Grant and Best Start Foods are. Are you eligible to apply? We’re here to explain all with our simple guide to […]
Dealing with Debt Finding yourself in debt is a very stressful experience, which might make you want to bury your head in the sand. But, acknowledging there’s a problem and getting help is the first step on the road to dealing with debt. That’s where the Money Talk Team at the Citizens Advice Bureau come […]
