A couple stressing out over debt
A family enjoying walking down a forest hill with a girl in a yellow jacket up front
A man in a seasonal jumper struggles with debt at Christmas

5 Tips To Avoid Christmas Debt

Christmas debt is a serious problem in the UK. A third of people in Britain borrow money each year to buy Christmas presents. This is nearly 17 million people. 2.3 million people will miss a regular payment of rent, electricity or other vital service in order to pay for Christmas.  Debt problems are made worse […]

A woman looks at her phone after being the victim of an HMRC phone scam

How to Avoid HMRC Phone Scams

Being Aware of HMRC phone scams Most people are well aware of the dangers posed by scammers online. These include bogus websites, hacked email accounts and even fake Facebook accounts. What is just as important to be aware of is the rising prevalence of phone scams. These can affect everyone who uses mobiles or landlines. One […]

A young family are delighted to find affordable housing in Scotland

Affordable Housing in Scotland

Ensuring Access to Affordable Housing in Scotland Citizen’s Advice Scotland (CAS) recently input into discussions around affordable housing in Scotland. We responded to the consultation on the proposed Fair Rents (Scotland) Bill. The Bill was a “…proposal to protect private sector tenants by introducing measures to limit rent increases and to increase the availability of information […]

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Are you claiming your Carer’s Allowance Supplement (CAS)?

Did you know that you may be eligible for a Carer’s Allowance Supplement? This is an extra payment from the Scottish Government to carers in Scotland. If you are receiving a full or partial Carer’s Allowance payment from the Department of Work and Pensions (DWP), then you may be eligible. If you are a Carer […]

A worried couple looking at their finances

Appealing a Benefits Decision

Once you have made a claim for benefits, it can be an anxious wait until you hear the result. Sometimes, it isn’t what you hoped for. You might be unhappy at the decision that’s been made. If this is the case, then you should consider making a mandatory reconsideration appeal. What is a mandatory reconsideration? […]

A computer keyboard with a bank card on it with a fish hook through the card

How to protect yourself from online scams

Staying safe and secure when surfing the web Going online to buy shopping, play games and do research is commonplace today, but increasingly we need to be careful of online scams. Fraudsters around the world send 14.5 billion spam emails every day. This article will tell you how to stay safe, and what to look […]

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Writing on brick wall reading I Can And I Will

Spring Clean Your Finances

The Money Talk Team Spring has sprung, the sun is shining. There’s no better time to spring clean your finances. Perhaps you’re wondering if you’re eligible for support like pension credit or universal credit. Or you want to find out how much disability allowance you could get? Maybe you’re considering switching energy supplier but you’re […]

Couple making a budget

What to do if you’re in Debt

Dealing with Debt Finding yourself in debt is a very stressful experience, which might make you want to bury your head in the sand. But, acknowledging there’s a problem and getting help is the first step on the road to dealing with debt. That’s where the Money Talk Team at the Citizens Advice Bureau come […]