woman with credit card and laptop at Christmas
a father showing his son how to budget
A couple study bills and look worried
a warehouse worker with a facemask
an elderly couple getting financial help

Coronavirus and Payment Holidays

The Coronavirus pandemic has hit everyone financially. In order to release the strain slightly, payment holidays from paying rent and mortgages have been made more readily available.  Payment holidays are agreements you make with whoever you pay your mortgage or rent to. It means you don’t have to pay anything for up to a few […]

Planting a tree to help the environment
a couple holding an energy efficient house

How energy efficient are Scotland’s homes?

As members of the public, we all work to reduce waste and change our habits to be more environmentally friendly. This includes recycling our rubbish, cycling or walking instead of driving, and using less plastic. However if we are looking to secure an energy efficient Scotland in the near future, we need to also think […]

A couple stressing out over debt
A family enjoying walking down a forest hill with a girl in a yellow jacket up front

How to Enjoy Half Term Holidays on a Budget

Half term holidays in Scotland are a great chance for your children to relax and enjoy some time off from studying and homework. However finding things to do can be expensive, and before you know it, costs have ratcheted up and your savings have dropped down.  Here’s how can you keep costs down whilst entertaining […]

A man in a seasonal jumper struggles with debt at Christmas

6 Tips To Avoid Christmas Debt

Christmas debt is a serious problem in the UK. A third of people in Britain borrow money each year to buy Christmas presents. This is nearly 17 million people. 2.3 million people will miss a regular payment of rent, electricity or another vital service in order to pay for Christmas.  Debt problems are made worse […]

Writing on brick wall reading I Can And I Will

Spring Clean Your Finances

The Money Talk Team Spring has sprung, the sun is shining. There’s no better time to spring clean your finances. Perhaps you’re wondering if you’re eligible for support like pension credit or universal credit. Or you want to find out how much disability allowance you could get? Maybe you’re considering switching energy supplier but you’re […]

Couple making a budget

What to do if you’re in Debt

Dealing with Debt Finding yourself in debt is a very stressful experience, which might make you want to bury your head in the sand. But, acknowledging there’s a problem and getting help is the first step on the road to dealing with debt. That’s where the Money Talk Team at the Citizens Advice Bureau come […]